Vmsxx yield.

The expense ratio for the fund is 0.15%, while the seven-day SEC yield is 3.0%. As of August 31, 2023, the one-year return for VMSXX was 2.8%. To learn more …Both don’t have fed tax and VMSXX is nationwide munis. VYFXX is 80% NY munis. For both you should compare the TEY based on federal tax brackets to see if it makes sense vs VMFXX. Are you sure 17% fed tax is the point it passes alternatives like VMFXX? Usually mini funds need tax rates around 32% to start to make up the yield difference.WebAnnualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price. Exp Ratio Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets. Watchlist. Vanguard …Web7-day SEC yield as of Nov. 21: North Capital Treasury Money Market Fund (ticker: NCGXX) 0.0%: ... "One of the benefits of investing in VMSXX is receiving federally tax-exempt interest income ...The yield from the fund is dependent on the current interest rate environment, so you can look forward to slightly higher returns as the Fed raises interest rates. VMSXX has $17 billion in assets and currently has a dividend yield of 3.22% (7-day SEC yield), which makes it the smallest and lowest yielding fund of all four.

VMSXX Performance - Review the performance history of the Vanguard Municipal Money Market Inv fund to see it's current status, yearly returns, and dividend history.

VUSXX also has a 7 day SEC yield of 4.56% vs 4.52% for VMFXX. So slight edge today to VUSXX. The rates and ratios change, but VUSXX usually has higher % of state tax free income. BTW, VMSXX is down to 2.84% and dropping quickly. Note how fast this happened from the first post in this thread. It’s very cyclical. I’m shifting from VMSXX …VMSXX varies a lot over time while VMFXX is pretty consistent except for when the Fed changes rates. VMSXX is usually superior if your marginal tax rate is in the 30s+ but there are stretches of weeks where VMSXX’s yield drops very low. I don’t know why but I just move funds back and forth between them to stay as optimal as possible

VMSXX Vanguard Municipal Money Market Fund. Strategy Short-term tax-exempt securities. Initial investment $3,000. Average 7-day SEC yield as of — The SEC …Oct 26, 2023 · Good point about the VMSXX municipal fund. I guess I shied away from it not knowing about the risk, though Vanguard rates it a "1" least risky. The "MM Optimizer v16" spreadsheet (found on this forum) shows an After Tax Yield of: VMSXX: 3.77% VUSXX: 3.29% So that does look like it would net $4800 more over 6 months, but with some additional risk. The biggest thing is that Vanguard seems to run their funds a bit more conservatively, so their holdings all tend towards the same "safest" assets (Treasuries, USGO debt and Repos). Other providers may take a bit more risk on either maturity or asset quality (e.g.e, non-USGO Government Debt) to reach for yield.vmmxx & vmsxx have higher yields but you have to wait for the cash to clear back into the settlement fund (vmfxx) when you sell out of them, before purchasing another fund, etf, whatever, so there's considerably less liquidity given the market can/has fallen 10% in a day recently, thus negating a (usually) rare firesale type buying opportunity for that cashFind the latest performance data chart, historical data and news for Vanguard Municipal Money Market Fund (VMSXX) at Nasdaq.com.

Re: VUSXX vs. VMFXX. by welderwannabe » Sun Nov 06, 2022 9:24 pm. Both pay dividends, and are money market mutual funds. VMFXX is at about 3.24% and VUSXX is 3.20%. That rate changes daily in response to interest rate moves on the open market. I'd suggest you read up on them on the Vanguard site and if you have questions come back and ask.

In regards to watching the relative yields on Money Market funds, I forgot to mention that VMSXX had a higher SEC yield compared with VUSXX for over a year starting on 4-06-16 and lasting through 5-12-17. There were also two periods of interest in 2020. The first period was 3-19-20 through 4-17-20. VMSXX peaked as high as 4.05% with VUSXX …

Unless VMSXX was yielding much less than 3% just a few weeks ago, it’s not possible for VMSXX tax equivalent yield to be lower than VUSXX at such higher tax brackets? For example, for them to be equal at 2.70% after all taxes, VUSXX would have to have been at 3.98% vs. 2.86% for VMSXX and I don't believe they were trading 110bp+ …Take the yield and divide by 0.65, your taxable equivalent yield for say VMSXX is 2.43%. The other funds are 2.44% after-tax. So it's a wash which ever way you go, but wait! There's more! Any income over $250K is subject to the 3.8% investment surcharge tax + .009% Medicare tax.VMSXX's dividend yield, history, payout ratio, proprietary DARS™ rating & much more! Dividend.com: The #1 Source For Dividend Investing. Fidelity’s FTFMX at 3.34% yield, 0.46% expense ratio, AND it extends duration to close the gap. iShares NYF at 3.09% yield, 0.25% expense ratio. If vanguards muni rate for NY exceeds my mortgage rate, I’m going to break my one-stop shop rule with fidelity and start building the position at vanguard.Investors in money market funds earn income, or a yield, from the securities that are held within the fund. ... (VMSXX) *Data listed below is as of May 9, 2023.

No. VMSXX does not currently have a forward dividend yield. Dividend yield allows investors, particularly those interested in dividend-paying stocks, to compare the relationship between a stock ...Investors in money market funds earn income, or a yield, from the securities that are held within the fund. ... (VMSXX) *Data listed below is as of Dec. 1, 2023.Market participants reacted accordingly, with the benchmark U.S. 10-year Treasury yield briefly hitting 5%, ... VMSXX currently pays a 4.1% seven-day SEC yield and charges a 0.15% expense ratio.For VMSXX, yield dropped from 2.70% on 4/1 to 1.43% on 4/2. New York muni fund had a similarly dramatic drop. We'll see the SEC yields follow suit as the higher yields are dropped from the 7-day averages. Kevin Hopefully indexfundfan's explanation made sense to you. I would think the answer to "is it dropping" was clear in my post: yes. …VMSXX currently charges a 0.15% expense ratio while paying out a 7-day SEC yield of 3.3%. While this is lower than VMFXX, the after-tax net return can be much better, especially for high-income ...When you’re looking for a new high-yield savings account, there are several points you should consider closely along the way. Precisely which points matter may depend on how you plan to use your high-yield savings account.vmmxx (VG prime money mkt) 7 day sec yield-1.03%, exp ratio .16% vmsxx (VG municipal money market fund) 7 day sec yield- 2.53%, exp ratio .15% vmfxx (VG federal money market fund). 7 day sec yield- .66%, exp ratio .11% i get that the vmfxx acts as the settlement fund and is liquid, in that you can make purchases of various financial …

Mutual fund prospectuses. ETF prospectuses. Advisor Client Relationship Summary (VAI Form CRS) Special notice to non-U.S. investors.The Vanguard Municipal Money Market Fund ( VMSXX) is a great pick for this. The 7-day SEC yield is 3.52%. This might not sound like a great deal, but if you're in the top tax bracket, you'd owe ...

VMSXX Category Low Category High VMSXX % Rank; Dividend Yield: 3.67% 0.00% 0.00% 93.14%The fund pages currently report a 7-day SEC yield of 3.16% for VMSXX vs. 4.06% for VUSXX. At those current yields, a 22% federal tax savings is right around the break-even point, ignoring credit risk. Some other factors to consider: The income threshold for entering the 22% marginal tax bracket should include the standard deduction. In a state/locality …Find the latest Vanguard Money Market Reserves - Vanguard Cash Reserves Federal Money Market Fund (VMRXX) stock quote, history, news and other vital information to help you with your stock trading ...WebBut, VMSXX yield already is headed back down: Kevin. If I make a calculation error, #Cruncher probably will let me know. Top. luffy Posts: 20 Joined: Thu May 07, 2020 5:28 pm. Re: All money market funds by 7-day yield. Post by luffy » Wed Apr 05, 2023 1:11 pm. Update on VUSXX USGO: repurchase agreements are 41.5% as of 03/31 …WebYou can avoid federal income tax by investing in Vanguard muni fund, VMSXX, but your taxable equivalent yield (TEY) could be much lower than a taxable alternative. I didn't see you mention your marginal fed income tax rate, but assuming 22% and 0% state income tax, here are the TEYs over the last 90 days: Since you pay no …WebThe reason is that you have a much higher tax cost on stocks than most investors, as you pay 20% federal + 3.8% NIIT + 9.75% DC = 33.55% tax on qualified dividends and long-term gains. Meanwhile, you have no higher tax cost on munis than anyone else; the tax cost is the difference between muni and taxable yields on bonds of …

Oct 27, 2023 · Vanguard Municipal Money Market Fund (VMSXX) 0.15%: 4.1% *Denotes 7-day SEC yield as of Sept. 30. North Capital Treasury Money Market Fund (NCGXX)

(VUSXX vs. VMSXX) Should anyone earning over $41k choose fed-tax-free Muni over taxable ? At $41k, Fed tax rate is 22%. At that point, VMSXX has a higher effective yield because no Fed tax on interest Seems like the tax advantage overtakes very quickly. So, should anyone earning over $41k choose Fed tax-free VMSXX Muni MM …

VMSXX makes sense for those in a high fed tax bracket. This isn’t a blanket answer using SEC yields. The key is looking at your specific after tax yield. For many in high tax brackets and paying NIIT, they find a 3.18% VMSXX results in a higher after tax yield than a 4.7% VUSXX. VMSXX is cyclical so some people on the cusp will swap between ...Vanguard Federal Money Market Fund Inv (VMFXX) dividend yield: annual payout, 4 year average yield, yield chart and 10 year yield history.In this VMSXX mutual fund review, we'll address key questions our readers have been asking us about this fund, above and beyond what you can find in its …I admit VMMXX and VMSXX (depending on whether you want interest that's taxable or taxfree at the federal level) probably have exceedingly low risk, but they feel like chasing (admittedly very minor) credit risk for small differences in yield in order to hold instruments that are, at bottom, immensely more complicated for individuals to evaluate.WebTo request a Prospectus for a Non Vanguard Mutual Fund or ETF by mail, please contact us at 1-800-VANGUARD. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing. Mutual fund prospectuses. View.WebThe yield on VUSXX has declined slightly as a result of lower T-Bill yields over the last several weeks. ... VMSXX would have continued to accrue dividends through Monday 4/10. VUSXX would have started earning dividends on 4/11. To estimate the net results using the 7 day SEC yields, I averaged the difference in after-tax yield for the two …Good point about the VMSXX municipal fund. I guess I shied away from it not knowing about the risk, though Vanguard rates it a "1" least risky. The "MM Optimizer v16" spreadsheet (found on this forum) shows an After Tax Yield of: VMSXX: 3.77% VUSXX: 3.29% So that does look like it would net $4800 more over 6 months, but with some additional risk.by welderwannabe » Sun Nov 06, 2022 9:24 pm. Both pay dividends, and are money market mutual funds. VMFXX is at about 3.24% and VUSXX is 3.20%. That rate changes daily in response to interest rate moves on the open market. I'd suggest you read up on them on the Vanguard site and if you have questions come back and ask.The reason is that you have a much higher tax cost on stocks than most investors, as you pay 20% federal + 3.8% NIIT + 9.75% DC = 33.55% tax on qualified dividends and long-term gains. Meanwhile, you have no higher tax cost on munis than anyone else; the tax cost is the difference between muni and taxable yields on bonds of comparable risk.Investors in money market funds earn income, or a yield, from the securities that are held within the fund. ... (VMSXX) *Data listed below is as of Dec. 1, 2023.

The yield was about 4.4-4,7%. I recently discovered that the Tax Equivalent Yield of municipal money market funds (SWTXX and VMSXX) is higher (5.5-5.8%). My Fed bracket is 35%, state 5%. Should I sell the T bills before maturity and buy into these funds and then withdraw money as it is needed? Thanks for any advice! Last edited by Boston …Tax Equivalent Yield. 11/28/2023 6.13%. Weighted Avg Maturity. Close Popover. 11/27/2023 19 Days. Weighted Avg Life. Close Popover. 11/27/2023 19 Days. Fund Overview. Objective. Seeks as high a level of interest income exempt from federal income tax as is consistent with liquidity and stability of principal. Strategy. Normally investing in municipal money …WebBest. zCSI • 8 mo. ago. I just recently converted from VMFXX which was the highest yielding to VUSXX since that is state tax exempt. VMSXX's yield is currently half of VUSXX. In my opinion, it's too low below 2%. I would pick middle ground and at least not pay state tax but get double the yield with VUSXX.7-day SEC yield as of Nov. 21: North Capital Treasury Money Market Fund (ticker: NCGXX) 0.0%: ... "One of the benefits of investing in VMSXX is receiving federally tax-exempt interest income ...Instagram:https://instagram. ibezapolstathow to buy a house without tax returnsrare and valuable quarterscitibank walmart VMSXX currently charges a 0.15% expense ratio while paying out a 7-day SEC yield of 3.3%. While this is lower than VMFXX, the after-tax net return can be much better, especially for high-income ...At Yahoo Finance, you get free stock quotes, up-to-date news, portfolio management resources, international market data, social interaction and mortgage rates that help you manage your financial life. top financial advisors louisville kyretail sales courses online Dec 1, 2023 · VMSXX Vanguard Municipal Money Market Fund. Strategy Short-term tax-exempt securities. Initial investment $3,000. Average 7-day SEC yield as of — The SEC yield for a money market fund is calculated by annualizing its daily income distributions for the previous 7 days. — Expense ratio* Expense ratios are fees charged to cover funds ... www barrons com login Or it should be at least, if you believe it is actually state tax deductible for MA. Haven't double checked, but it should be. VMFXX is 4.21% right now. I never read much about VMSXX. But if it's exempt from any taxes, you can add up the marginal rates and divide 1 minus that. E.g. 29%. 3.51÷.71 is 4.94%.Interactive Chart for Vanguard Municipal Bond Funds - Vanguard Municipal Money Market Fund (VMSXX), analyze all the data with a huge range of indicators.